Logo 21 May 2025

LPR rates decline by 10 bps, while major banks cut deposit rates

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On Tuesday, China’s loan prime rates (LPRs) fell by 10 bps.

The one-year LPR – the benchmark rate for pricing most corporate bank loans – dropped to 3.0% from 3.1%.
The five-year LPR – used as the benchmark for mortgage rates – dropped to 3.5% from 3.6%.

Some context: The LPRs are calculated ...